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Insurance

HomeLost in Africa  →  Insurance

Insurance

Travel insurance

This policy covers persons who travel abroad from time to time and wish to insure themselves against accidents and loss or damage to their properties in the course of travel.

It covers:

  • Emergency medical expenses
  • Loss of personal property/ money or documents
  • Curtailment/Cancellation
  • Hijack, detention
  • Luggage protection
  • Personal liability

Emergency Assistance

In the event that the Insured require immediate emergency assistance, contact the Assistance Company alarm centre immediately. Reverse charge calls will be accepted.

Notes

  • Ages calculated at commencement of the trip
  • Age 71-75yrs =80% loading on all cards; Age 76-80yrs =100% loading on silver or bronze rates only;
  • Age 81-85yrs = 120% loading on bronze card only.
  • Children under 14 yrs = 20% discount on all cards subject to travelling with an insured adult.
  • Full Premium reimbursable in the event of visa denial/refusal
  • Pre-existing conditions not covered.
  • Annual Multi Trip max any one trip if exceeding 90 days to seek authorization.
Have the following details on hand when calling: –

  • Insured person’s name
  • Insured person’s location
  • Your contact telephone number
  • The Insured person s Policy number
  • The Insured plan of benefits selected
  • The nature of the claim and the type of immediate assistance
 Have the following details on hand when calling: –

  • Insured person’s name
  • Insured person’s location
  • Your contact telephone number
  • The Insured person’s Policy number
  • The Insured plan of benefits selected
  • The nature of the claim and the type of immediate assistance
  • Grace period: Minimum 15 days as per visa code